Consumer protection law..mean beware and stop before damage emerge...

Unreachable about warning before knock out by Sale Promotion from many marketing technical from Fund market,All consumers died before smell bad sign...???
look like...somewhere and some business in our developing countries too,big gap still be,can not control or big penalty for board of public companies or stake holders too...big group of consumers still sink into water and poverty forever???
no chance???

sugar sugar sink...
http://www.thelocal.de/society/20120110-40021.html

Hospital doctors ready to strike for better pay

Published: 10 Jan 12 11:19 CET

Share5

About 50,000 doctors will go on strike in 600 hospitals across Germany at the end of the month, after a vote which was overwhelmingly in favour of a walk-out.

• Many seek switch to public health insurance - National (8 Jan 12)
• Measles spotted more often in 2011 - Society (30 Dec 11)

The Marburger Bund, Germany’s main doctor’s union, is pushing for a 6 percent raise in wages, better payment for on-call shifts and a reduction of these shifts to no more than four per doctor per month.

The union's leader Rudolf Henke said 55 percent of doctors working in municipal hospitals take on between five and nine such on-call shifts each month. He said the employers were not being realistic and that hospitals had seen profits increase by 4.2 percent during the first three quarters of last year.

He said there would be no doubt about what the union’s wages commission would decide to do at its Tuesday evening meeting. The doctors voted on Tuesday morning 92.7 percent in favour of a strike.

Talks between the Marburger Bund and the association representing municipal employers, the VKA, collapsed in December over an offer of a gradual wage increase of 1.48 percent over 16 months and a one-off payment of €250. The union described it as a bad joke which would not even keep pace with inflation.

VKA manager Manfred Hoffmann said he was not surprised by the result of the vote and that he was ready to restart negotiations. “Now it is a question of how quickly we can get together again,” he said.

A strike could take place on January 26, but a date has not yet been fixed.

DAPD/The Local/hc

cared Germans 'wasting money on insurance'

Published: 10 Jan 12 12:53 CET

Share8

Scared Germans are wasting hundreds of euros every year on insurance policies they do not need as salesmen play on people’s fears, a consumer group warned this week. 

• Many seek switch to public health insurance (8 Jan 12)
• Economic 'good tidings' brighten eurozone gloom (20 Dec 11)
• Consumers to lose out to energy-guzzlers (12 Dec 11)

“Many people have their computers better insured than their own lives,” a spokesman for the consumer group representing insurance customers (BDV) told The Local.

The group said most households could save hundreds of euros a year by looking at their insurance plans and cancelling the pointless ones, Die Welt reported on Tuesday. They should take the opportunity to make sure the important things are better covered.

“Germans are becoming increasingly badly insured, few people give it proper thought,” the spokesman said.

Insurance salesmen are paid commission for each policy they sell, the BVD said, and warned that they often push to sell policies which will benefit them, rather than focussing on the needs of the customer.

One of things people are overspending on is Sterbegeld or funeral cover, a policy which is advertised as leaving a grieving family with a sum of money to cover burial costs.

“Because people are living longer, they are paying more and more money into funeral cover,” a BVD spokeswoman said.